Developer instalment plans in Phuket: buy without a bank
- projects
- 5
- from
- ฿6.1M
- median start price
- ฿8.3M
- areas
- 3
- with payment plan
- 5
- within 1 km of a beach
- 2
Thai banks rarely lend to foreigners, so buyers look for developer payment plans. This October 2026 collection has 5 projects where the developer itself offers interest-free time-based instalments or deferred payment: Layan Verde (0%, from 35% down), Atrium and Boutique Residences by Andaman City, and Bellaguna Golf and Angsana Golf Topaz in Laguna Phuket (up to five years' deferral at Bellaguna). Paying in stages as construction progresses does not count as an instalment plan here, since almost every developer offers it. Terms are agreed individually, so check the final schedule in the contract.
Worth knowingA developer instalment plan is not a bank loan: the schedule usually ends at handover. Ask whether payments are tied to construction milestones or to fixed dates: the second option carries more risk.
- region: Phuket
- the developer lists a payment plan
5 projects in this collection, data checked no earlier than 17 October 2026
Layan Verde
Layan, PhuketCondo
- Payment plan
- Rental programme
Studio (Premium), 1 bedroom (Premium), 2 bedrooms (Premium), 3 bedrooms (Premium), Luxury with terrace pool, 1-4 bedrooms, Penthouse, 4 bedrooms · 36.2-546.9 sqm
Atrium Andaman City
Bang Tao, PhuketCondo
- 500 m to the beach
- Payment plan
- Rental programme
Studio, 1 bedroom, 2 bedrooms, 3 bedrooms, Apartment with private pool and terrace · 35.74-98.06 sqm
Andaman Boutique Residences
Bang Tao, PhuketCondo
- 500 m to the beach
- Payment plan
- Rental programme
3 bedrooms with private pool and terrace · 218-302 sqm
Angsana Golf Residences Topaz
Laguna, PhuketCondo
- Payment plan
- Rental programme
2 bedrooms, 3 bedrooms, Penthouse with rooftop pool
Bellaguna Golf Residences
Laguna, PhuketCondo
- Payment plan
- Rental programme
1 bedroom, 2 bedrooms, 3 bedrooms, Penthouse, 2-3 bedrooms · 55-300 sqm
Comparison
Starting price from the developer website, as of the date in brackets.
| Project | Area | Stage | Completion | Price from | Payment plan | Registry |
|---|---|---|---|---|---|---|
| Layan Verde | Layan | Under construction | tbc | ฿8,346,726 (17 Oct 2026) | yes | L2 |
| Atrium Andaman City | Bang Tao | Under construction | 2027 | ฿6,156,600 (17 Oct 2026) | yes | L1 |
| Andaman Boutique Residences | Bang Tao | Under construction | 2027 | ฿44,989,200 (17 Oct 2026) | yes | tbc |
| Angsana Golf Residences Topaz | Laguna | Presale | tbc | on request | yes | L2 |
| Bellaguna Golf Residences | Laguna | Presale | tbc | on request | yes | L2 |
FAQ
How do projects get into this collection?
Automatically, by rule: region: Phuket; the developer lists a payment plan. The list is recalculated with every catalogue update and there are no paid placements. Prices older than 60 days are hidden and not used for budget collections.